Stop waiting 30 days. Get paid today.
Same-day funding. No contracts. No credit check on you. Dispatch + factoring under one roof.
Get Started Today
Takes 2 minutes. No credit check.
100% advance rate
Full transparency, zero hidden fees.
No contracts ever
Freedom to factor when you need.
Same-day funding
Money in your account by sundown.
No credit check on you
We check your broker, not yours.
Get Started Today
Takes 2 minutes. No credit check.
Same Day*
Funding Available
100%
Advance Available
500+
Carriers Funded
$0
Hidden Fees
How it works
Get paid in 3 simple steps.
Haul your load
Pick up and deliver as usual. Nothing changes about how you work.
Submit your invoice
Send us your rate confirmation and BOL. That's it — no lengthy paperwork.
Get your cash
Same-day or next business day ACH. No more waiting 30-60 days.
Why AutoFreightFactoring?
We built our factoring service around what truckers actually need — fast cash, simple terms, and no surprises.
Fast funding
Stop waiting weeks for brokers to pay. Same-day funding available for approved invoices submitted before 2PM EST.
No annual contracts
No long-term commitments or hidden fees. Cancel anytime — we earn your business every day.
Up to 100% advance
Keep more of your money. We advance up to 100% on qualified loads with competitive rates.
Who it's for
Whether you're an owner-operator with one truck or a growing fleet, we make factoring simple so you can focus on driving.
New or established MC. No minimum loads required.
2-20 trucks. Consistent cash flow for fuel, repairs, and growth.
Just got your MC? We approve new carriers others won't touch.
What customers are saying
"Finally, a factoring company that gets it. Money hits my account the same day. No more waiting around for weeks to get paid."
Mike R., Texas
Owner-Operator, Dry Van
"Switched from another factoring company and the difference is night and day. No monthly minimums, no hidden fees, and I actually get a person on the phone."
James T., Georgia
Owner-Operator, Reefer
"As a new MC holder, most factoring companies wouldn't even talk to me. Auto Freight Factoring got me approved and funded on my first load within 2 days."
Carlos M., California
Owner-Operator, Flatbed
Get Started
Takes 2 minutes. No credit check. Most carriers approved same day.
Common questions
What documents do I need?
Just your rate confirmation and signed BOL. We handle the rest. No lengthy applications or financial statements required.
How fast do I get paid?
Same-day funding is available for approved invoices submitted before 2PM EST. Standard ACH hits next business day. Wire transfers available for urgent needs.
What if I have bad credit?
No problem. We don't run credit checks on you. We check your broker's credit, not yours. Most carriers are approved same day.
Are there any hidden fees or contracts?
None. No application fees, no monthly minimums, no termination fees. Cancel anytime. What you see is what you pay.
How is this different from other trucking factoring companies?
Most factoring companies lock you into long contracts, hold reserves, and take 3-5 days to pay. We have no contracts, up to 100% advance, and fund same-day. You keep more of your money and get it faster.
Ready to get paid faster?
Join truckers nationwide who stopped waiting 30 days for their money.
No setup fees • No credit card required • Cancel anytime