100% Transparent Pricing - No Surprises

Competitive Rate Factoring

No hidden fees. No fine print. No surprises. Just simple, honest freight factoring that helps you grow your trucking business.

Competitive Rates

Industry-leading rates for all carriers

No Hidden Fees

What you see is what you pay

No Contracts

Cancel anytime, no questions asked

Compare Our Transparent Pricing

See how our simple, flat-rate pricing compares to traditional factoring companies with their hidden fees and complex rate structures.

RECOMMENDED
AutoFreightFactoring
Simple, transparent pricing
Competitive Rates
  • 100% advance rate available
  • No application fees
  • No monthly minimums
  • No setup fees
  • No ACH fees
  • No credit check fees
  • Free broker credit checks
  • 1-2 business day funding
Typical Factoring Company
Hidden fees add up quickly
Higher Rates + Fees
  • Lower advance rates only
  • $100-500 application fee
  • High monthly minimums
  • $300-500 setup fee
  • $15-25 per ACH transfer
  • $50-100 credit check fees
  • Long-term contracts required
  • 3-5 day funding typical

Calculate Your Savings with Transparent Pricing

Quick Funding Calculator

See your potential cash advance with competitive rates

You receive:
$0
Factor fee (3%):
$0
Time to fund:
1-2 business days
Fast funding
No hidden fees
No credit check
Free to apply
Start Your Application

No personal guarantee • Quick approval

Every Fee, Explained Simply

Factoring Rate
Low

Competitive rates on every invoice. Volume-based pricing available. That's it. No sliding scales or complicated tiers.

Application Fee
$0

Apply for free. We don't charge you to see if we're a good fit for your trucking business.

Monthly Minimum
None

Factor when you need to. Skip when you don't. No penalties, no minimum volume requirements.

ACH Transfer Fee
$0

Get your money without extra charges. We cover ACH fees so you get exactly what you're owed.

Credit Check Fee
$0

We check broker credit for free. Know who you're working with before you haul their freight.

Cancellation Fee
$0

No contracts, no cancellation fees. If we're not the right fit, you can leave anytime.

"After years of hidden fees with other factoring companies, finding AutoFreightFactoring was a breath of fresh air. The competitive rates are exactly what I pay - no surprises, no fine print. It's helped me budget better and grow my fleet."
JR
Jake Rodriguez
Owner-Operator, Rodriguez Trucking LLC

Ready for Honest, Transparent Factoring?

Join thousands of truckers who've switched to simple, flat-rate factoring. Apply in minutes, most qualified carriers approved quickly.

* Competitive factoring rates. Same-day funding available for approved applications submitted before 2PM EST. Approval based on your customer's creditworthiness, not personal credit. Fuel card savings vary by location and volume.

** No long-term contracts required. Cancel anytime. Some services may require minimum volume. Fuel advances subject to competitive transaction fees. All rates and terms subject to change.

Auto Freight Factoring LLC | Los Angeles, CA
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