Same-day funding for Illinois truckers and carriers. Stop waiting 30 to 90 days on brokers — turn your Illinois loads into cash today. No contracts, no credit check on you, and up to 100% advance. Built for the owner-operators and small fleets hauling the nation’s largest rail-and-truck freight hub.
Get paid today, not in 30-90 days
Keep more of every Illinois load
Based on your broker, not you
No minimums, cancel anytime
Whether you're running out of Chicago or hauling the nation’s largest rail-and-truck freight hub across Illinois, slow-paying brokers are the number-one cash-flow problem for small carriers. Freight factoring fixes it: instead of waiting weeks for a broker to pay, you submit your invoice and rate confirmation and we advance the cash — usually the same business day.
AutoFreightFactoring works with owner-operators and small fleets across Illinois. We check your broker's credit, not yours, so new Illinois authorities and carriers with past credit issues are welcome. There are no long-term contracts, no monthly minimums, and no hidden fees — you factor the loads you want, when you want.
Haul your Illinois load and get your signed rate confirmation and BOL, same as always.
Send us the paperwork. Most invoices are approved within the hour during business hours.
We advance up to 100% via same-day ACH. No waiting on the broker.
Illinois carriers can get paid the same business day on approved invoices, instead of waiting 30 to 90 days for brokers to pay. Submit your rate confirmation and BOL and we advance up to 100%.
Yes. We approve brand-new Illinois owner-operators and small fleets. Approval is based on your broker's credit, not your personal credit or time in business.
No. There are no long-term contracts and no monthly minimums. Illinois carriers can factor one load or every load, with no penalty for slow months.
* Competitive factoring rates. Same-day funding available for approved applications submitted before 2PM EST. Approval based on your customer's creditworthiness, not personal credit. Fuel card savings vary by location and volume.
** No long-term contracts required. Cancel anytime. Some services may require minimum volume. Fuel advances subject to competitive transaction fees. All rates and terms subject to change.