Get freight factoring with no personal credit check required. We approve based on your customer's creditworthiness, not yours. Perfect for truckers with bad credit, bankruptcies, or new businesses seeking cash flow solutions.
No Personal Credit Check
Bad Credit OK
New Business Welcome
Bankruptcies Accepted
Your personal credit history doesn't define your business potential. We've helped thousands of truckers get the cash flow they need, regardless of their credit situation:
Instead of checking your personal credit, we verify that your customer (broker or shipper) has good credit and will pay the invoice.
Whether you have a 400 or 800 credit score, it doesn't affect your approval. We're buying your invoice, not lending you money.
Since we don't run personal credit checks, approval is fast. Most truckers get approved within minutes of applying.
Once approved, you can start submitting invoices right away. No waiting period, no additional requirements.
"Just got my authority 2 weeks ago. Banks laughed at me, but AutoFreight approved me instantly. Now I'm running 5 loads a week!"
- James T., Texas
"Filed Chapter 7 last year after my previous business failed. AutoFreight gave me a second chance. Back to $15K/month revenue!"
- Maria S., California
"520 credit score didn't matter. They looked at my customers, not me. Best decision for my trucking business."
- Robert K., Georgia
Join thousands of truckers who got approved despite their credit. Apply now and get funding based on your hard work, not your past.
Or call us at (619) 877-6746