Factor one load or a hundred — the choice is always yours. We are one of the few freight factoring providers with no minimum monthly volume for carriers. No minimums, no volume penalties, no contracts. Built for owner-operators and small fleets who want cash flow without the strings.
No Monthly Minimum
No Volume Requirements
No Contracts
Factor Only When You Want
A monthly minimum means you owe your factoring company money even in a slow month. For an owner-operator or small fleet with uneven load volume, that fine print can quietly eat your margin. Here is what no minimums actually gets you:
Get approved in minutes. There is no minimum-volume agreement to sign and no contract term to commit to.
Submit the invoices you want funded and keep the rest. You are never required to factor every load or hit a monthly quota.
We advance up to 100% on approved invoices, often the same business day — no waiting 30 to 90 days on brokers.
Slow week? Take time off? Factor nothing at all. There is never a fee for a low or zero-volume month.
No. We have no monthly minimums and no volume requirements. You can factor a single load, factor every load, or skip a month entirely — with no penalties or fees for low volume.
Nothing changes. Whether you factor one invoice or fifty, you pay the same transparent rate per invoice. There are no minimum-volume fees and no penalties for factoring only when you need cash.
No. Many factoring companies charge a monthly minimum fee if you do not factor enough invoices. We never do. You are never penalized for factoring less in a slow month.
No long-term contract. There is no minimum term, no lock-in, and no termination fee. You can start and stop factoring whenever your business needs it.
Join the owner-operators and small fleets who factor freely, with no minimums and no contracts. Apply now and factor only when it makes sense for you.
Or call us at (619) 877-6746
* Competitive factoring rates. Same-day funding available for approved applications submitted before 2PM EST. Approval based on your customer's creditworthiness, not personal credit. Fuel card savings vary by location and volume.
** No long-term contracts required. Cancel anytime. Some services may require minimum volume. Fuel advances subject to competitive transaction fees. All rates and terms subject to change.