Freight Factoring That Works for You

Turn your unpaid freight invoices into immediate cash. Get funded in 24 hours with transparent rates and no long-term contracts.

24-Hour Funding

Get paid in 24 hours, not 30-90 days

Grow Your Fleet

Take more loads with improved cash flow

No Credit Checks

Approval based on your customers' credit

Transparent Rates

Competitive rates, no hidden costs

What is Freight Factoring?

Freight factoring is a financial service that allows trucking companies to sell their unpaid invoices to a factoring company for immediate cash. Instead of waiting 30-90 days for payment, you get paid within 24 hours.

This service is perfect for:

  • Owner-operators needing consistent cash flow
  • Small fleets looking to grow their business
  • New trucking companies building credit
  • Carriers working with slow-paying shippers

How Freight Factoring Works

1

Deliver Your Load

Complete your delivery and get your signed Bill of Lading (BOL)

2

Submit Invoice

Upload your invoice and BOL through our secure portal

3

Get Funded

Receive 97% of invoice value within 24 hours

4

We Collect

We handle collections from your customers

Quick Example:

Invoice Amount:$5,000
Factoring Fee:Competitive rate
You Receive:$4,900
* Within 24 hours of invoice submission

Flexible Factoring Options

Recourse Factoring
Most common and affordable option
  • Best rates available
  • You guarantee payment
  • Best for reliable customers
Non-Recourse Factoring
Complete payment protection
  • We assume credit risk
  • Competitive rates
  • Peace of mind included
Spot Factoring
Factor only when you need
  • No minimums or contracts
  • Choose which loads to factor
  • Perfect for occasional needs

Calculate Your Factoring Advance

Quick Calculator
See how much cash you'll receive for your invoice

For personalized calculations:

Typical advance amounts:

  • • $1,000 invoice = competitive advance rates
  • • $5,000 invoice = competitive advance rates
  • • $10,000 invoice = competitive advance rates

Industries We Serve

🚛

Long Haul Trucking

OTR drivers and fleet owners

📦

Local Delivery

Last-mile and regional carriers

🏗️

Flatbed & Heavy Haul

Specialized equipment transport

❄️

Refrigerated Transport

Temperature-controlled logistics

Expedited Freight

Time-sensitive shipments

🚐

Box Trucks & Vans

Small to medium cargo

Ready to Improve Your Cash Flow?

Join thousands of truckers who've taken control of their finances with freight factoring. Apply today and get funded tomorrow.

No obligation • Free quote • 5-minute application

Why Truckers Trust Us

500+
Active Clients
24hr
Average Funding
High
Approval Rate
A+
BBB Rating

* Competitive factoring rates. Same-day funding available for approved applications submitted before 2PM EST. Approval based on your customer's creditworthiness, not personal credit. Fuel card savings vary by location and volume.

** No long-term contracts required. Cancel anytime. Some services may require minimum volume. Fuel advances subject to competitive transaction fees. All rates and terms subject to change.

Auto Freight Factoring LLC | 1234 Commerce Way, San Diego, CA 92101 | NMLS #123456
Privacy PolicyTerms of ServiceRates & Fees© 2025 All Rights Reserved