Freight Factoring That Works for You

Turn your unpaid freight invoices into immediate cash. Get same-day or next-business-day funding with a flat 3% rate and no long-term contracts.

Same/Next-Day Funding

Get paid same-day or next business day, not 30-90 days

Grow Your Fleet

Take more loads with improved cash flow

No Credit Checks

Approval based on your customers' credit

Transparent Rates

Flat 3% rate, no hidden costs

What is Freight Factoring?

Freight factoring is a financial service that allows trucking companies to sell their unpaid invoices to a factoring company for immediate cash. Instead of waiting 30-90 days for payment, you get paid same-day or the next business day.

This service is perfect for:

  • Owner-operators needing consistent cash flow
  • Small fleets looking to grow their business
  • New trucking companies building credit
  • Carriers working with slow-paying shippers

How Freight Factoring Works

1

Deliver Your Load

Complete your delivery and get your signed Bill of Lading (BOL)

2

Submit Invoice

Upload your invoice and BOL through our secure portal

3

Get Funded

Receive 100% advance on approved invoices, same-day or next business day

4

We Collect

We handle collections from your customers

Quick Example:

Invoice Amount:$5,000
Factoring Fee (flat 3%):$150
You Receive:$4,850
* Same-day or next business day funding on approved invoices

Flexible Factoring Options

Recourse Factoring
Most common and affordable option
  • Best rates available
  • You guarantee payment
  • Best for reliable customers
Non-Recourse Factoring
Complete payment protection
  • We assume credit risk
  • Flat 3% rate
  • Peace of mind included
Spot Factoring
Factor only when you need
  • No minimums or contracts
  • Choose which loads to factor
  • Perfect for occasional needs

Calculate Your Factoring Advance

Quick Calculator
See how much cash you'll receive for your invoice

For personalized calculations:

Typical advance amounts:

  • • $1,000 invoice = 100% advance, flat 3% rate
  • • $5,000 invoice = 100% advance, flat 3% rate
  • • $10,000 invoice = 100% advance, flat 3% rate

Industries We Serve

🚛

Long Haul Trucking

OTR drivers and fleet owners

📦

Local Delivery

Last-mile and regional carriers

🏗️

Flatbed & Heavy Haul

Specialized equipment transport

❄️

Refrigerated Transport

Temperature-controlled logistics

⚡

Expedited Freight

Time-sensitive shipments

🚐

Box Trucks & Vans

Small to medium cargo

Ready to Improve Your Cash Flow?

Join carriers nationwide who've taken control of their finances with freight factoring. Apply today and get funded tomorrow.

No obligation • Free quote • 5-minute application

Why Truckers Trust Us

2,000+
Invoices Funded
Same/Next Day
Funding
100%
Advance Rate
Nationwide
Funding