Same-day or next-business-day funding for Michigan truckers and carriers — your choice. Stop waiting 30 to 90 days on brokers — turn your Michigan loads into cash. No contracts, no credit check on you, and 100% advance. Built for the owner-operators and small fleets hauling automotive and cross-border freight.
Get paid today, not in 30-90 days
Keep more of every Michigan load
Based on your broker, not you
No minimums, cancel anytime
Whether you're running out of Detroit or hauling automotive and cross-border freight across Michigan, slow-paying brokers are the number-one cash-flow problem for small carriers. Freight factoring fixes it: instead of waiting weeks for a broker to pay, you submit your invoice and rate confirmation and we advance the cash — usually the same business day.
AutoFreightFactoring works with owner-operators and small fleets across Michigan. We check your broker's credit, not yours, so new Michigan authorities and carriers with past credit issues are welcome. There are no long-term contracts, no monthly minimums, and no hidden fees — you factor the loads you want, when you want.
Haul your Michigan load and get your signed rate confirmation and BOL, same as always.
Send us the paperwork. Most invoices are approved within the hour during business hours.
We advance 100% via same-day or next-business-day ACH — your choice. No waiting on the broker.
Michigan carriers can get paid same-day or next business day on approved invoices — your choice — instead of waiting 30 to 90 days for brokers to pay. Submit your rate confirmation and BOL and we advance 100%.
Yes. We approve brand-new Michigan owner-operators and small fleets. Approval is based on your broker's credit, not your personal credit or time in business.
No. There are no long-term contracts and no monthly minimums. Michigan carriers can factor one load or every load, with no penalty for slow months.